Payments and returns for deliveries to Italy (EUROPE) are invoiced in Euros (EUR).
Payments are available via:
- Credit or debit card payment
- PayPal payments
- Bank transfer payment
- Gift Card/promotional code payment
Payment by credit or debit card
During the purchase process, you can select the "payment method" and choose the "card" option.
Any banking service fees and charges may be debited to the customer. If transaction fees are charged by their bank, these will not be reimbursed by Gensami.
We accept these credit or debit cards:
New authentication process for credit card payments
Since the beginning of 2021, new banking security regulations have come into force as part of the European Payment Services Directive (PSD2).
These new measures have been introduced to make online payments even more secure.
The PSD2 Directive protects your credit card data through a process called 2-factor authentication, which requires you to verify your identity to prove that it is you, and not someone else, using the card. Thanks to the increased security introduced by the PSD2 regulation, if someone were to get hold of your phone, computer or credit card, they would not be able to make an online payment. For more information, please read the PSD2 Directive on ecb.europa.eu
As of January 2021, banks are required to request 2-factor authentication for online payments above a certain value. If you experience problems with credit card payments, we recommend checking with your bank if your card is already registered for 2-factor authentication. If not, your bank will provide you with instructions on how to register.
Contact your bank for more information.
Payment with Visa or Mastercard
The system checks whether the card uses the 3-D-secure Verified by Visa or Mastercard SecureCode security programs. These are security procedures developed exclusively for these types of credit cards to verify that it is indeed the legitimate credit card holder and the legitimate online seller carrying out the transaction. If a credit card holder is enrolled in the 3-D-secure program, after entering the order details, another inquiry window connected to the customer's bank will open, requesting the "secure code" (a password chosen by you). Only by entering the exact password will the transaction be executed.
If the credit card is not registered for any of these security procedures, payment will be made without further authentication. You can find more information about credit card security procedures at:
Verified by Visa or Mastercard SecureCode
Payment with American Express
The system verifies if the delivery address provided with the order is identical to the billing address registered by American Express (AVS: Amex Address Verification System). If the address does not match, the customer will be notified via email and asked to provide American Express with the chosen delivery address. The order will only be delivered after successful authentication.
For all credit card payments, the following rule applies: Returns will always be refunded to the credit card used for the purchase.